secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL CITY BANK GROUP INC (CCBG)
CIK:        0000726601
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0000726601-26-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital City Bank Group Q4 net income $13.7M ($0.80 EPS); FY 2025 net income $61.6M ($3.60 EPS)
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- Q4 net income $13.7M ($0.80 EPS), down from Q3 $16.0M ($0.93) but up from $13.1M ($0.77) a year ago.
- FY 2025 net income $61.6M ($3.60 EPS) vs $52.9M ($3.12) in 2024, up 16.6%.
- Net interest margin 4.26% in Q4 (down 8bps QoQ, up 9bps YoY); full-year 4.28% (+20bps).
- Tangible book value per share up 14.3% YoY; dividend increased 13.6% in 2025.
- Nonperforming assets $10.6M (0.24% of assets); allowance 1.22%; net charge-offs 18bps annualized.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726601/000072660126000002/0000726601-26-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726601/000072660126000002/ccbg-20260127.htm
  HTML page:      https://secwatch.observer/filing/0000726601-26-000002

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