---
schema_version: "secwatch.filing_event.v1"
accession: "0000726601-26-000009"
form_type: "8-K"
ticker: "CCBG"
cik: "0000726601"
company_name: "CAPITAL CITY BANK GROUP INC"
filed_at: "2026-04-20T23:59:59+00:00"
generated_at: "2026-05-15T05:25:04.353231+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CCBG Q1 2026 net income $15.8M ($0.92/diluted); ROA 1.45%, ROE 11.30%

## Summary
- Net income $15.8M ($0.92/diluted) vs $13.7M ($0.80) Q4 2025 and $16.9M ($0.99) Q1 2025.
- Tax-equivalent net interest income $42.9M, down from $43.4M Q4 2025; net interest margin 4.24% (down 2 bps).
- Nonperforming assets $13.0M (0.29% of assets) vs $10.5M Q4 2025; net charge-offs 10 bps annualized.
- Loan balances decreased $29.8M (1.2% average) vs Q4 2025; deposits increased $43.5M (1.2% average).
- Tangible book value per share up $0.48 (+1.8%); repurchased 63,088 shares for $2.6M.

## SEC filing metadata
- accession: 0000726601-26-000009
- form_type: 8-K
- ticker: CCBG
- cik: 0000726601
- company_name: CAPITAL CITY BANK GROUP INC
- filed_at: 2026-04-20T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726601/000072660126000009/0000726601-26-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726601/000072660126000009/ccbg-20260420.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726601-26-000009
- JSON: https://secwatch.observer/filing/0000726601-26-000009.json
- Plain text: https://secwatch.observer/filing/0000726601-26-000009.txt

## Key facts
- Earnings Releases
  CAPITAL CITY BANK GROUP INC reported the three month period ended March 31, 2026 results: net income $15.8 million, EPS $0.92 per diluted share.
  - Period: the three month period ended March 31, 2026
  - Net income: $15.8 million
  - EPS: $0.92 per diluted share
  - Result: reported results
  source text: net income attributable to common shareowners of $15.8 million, or $0.92 per diluted share, for the first quarter of 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/726601/000072660126000009/0000726601-26-000009-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.