{"schema_version":"secwatch.filing_event.v1","accession":"0000726601-26-000020","form_type":"8-K","ticker":"CCBG","cik":"0000726601","company_name":"CAPITAL CITY BANK GROUP INC","filed_at":"2026-07-21T15:43:24+00:00","discovered_at":"2026-07-21T15:44:00.457519+00:00","generated_at":"2026-07-21T15:44:10.197017+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Capital City Bank Group Q2 net income $16.3M ($0.95 EPS), NIM expands 11 bps to 4.35%","bullets":["Net income $16.3M ($0.95 diluted EPS) vs $15.8M ($0.92) in Q1 and $15.0M ($0.88) in Q2 2025.","Net interest margin 4.35%, up 11 bps QoQ; cost of funds down 6 bps to 75 bps.","Noninterest income $20.6M (+3.3% QoQ) driven by mortgage banking and bank card fees; noninterest expense $42.6M (+3.1% QoQ).","Loans HFI down $18.5M (0.7%) end-of-period; deposits down $30.6M (0.8%) due to seasonal public fund decline.","Nonperforming assets $13.4M (0.30% of assets); classified loans up $15.3M to $29.8M from four CRE downgrades."],"urls":{"canonical":"https://secwatch.observer/filing/0000726601-26-000020","json":"https://secwatch.observer/filing/0000726601-26-000020.json","markdown":"https://secwatch.observer/filing/0000726601-26-000020.md","text":"https://secwatch.observer/filing/0000726601-26-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/726601/000072660126000020/0000726601-26-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/726601/000072660126000020/ccbg-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T15:44:10.197017+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}