---
schema_version: "secwatch.filing_event.v1"
accession: "0000726854-23-000008"
form_type: "8-K"
ticker: "CHCO"
cik: "0000726854"
company_name: "CITY HOLDING CO"
filed_at: "2023-01-24T23:59:59+00:00"
generated_at: "2026-06-20T11:14:22.357367+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# City Holding reports record FY2022 net income $102.1M, diluted EPS $6.80

## Summary
- Net income $102.1M; diluted EPS $6.80; ROA 1.71%; ROE on tangible equity 20.3%.
- Net interest income rose to $180.0M from $155.6M; NIM expanded to 3.33% from 2.89%.
- Nonperforming assets ratio improved to 0.17% from 0.21%; total loans up 2.9% to $3.64B.
- Quarterly dividend raised to $0.65 per share; record date Jan 13, 2023.
- Repurchased 325,000 shares at avg $81.50; 817,000 shares remain under buyback plan.

## SEC filing metadata
- accession: 0000726854-23-000008
- form_type: 8-K
- ticker: CHCO
- cik: 0000726854
- company_name: CITY HOLDING CO
- filed_at: 2023-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726854/000072685423000008/0000726854-23-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726854/000072685423000008/chco-20230124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726854-23-000008
- JSON: https://secwatch.observer/filing/0000726854-23-000008.json
- Plain text: https://secwatch.observer/filing/0000726854-23-000008.txt

## Key facts
- Earnings Releases
  CITY HOLDING CO reported the year ended December 31, 2022 results: net income $102.1 million, EPS $6.80 per share.
  - Period: the year ended December 31, 2022
  - Net income: $102.1 million
  - EPS: $6.80 per share
  - Result: reported results
  source text: City Holding Company (“Company” or “City”) (NASDAQ:CHCO), a $5.9 billion bank holding company headquartered in Charleston, West Virginia, today announced record net income of $102.1 million and record diluted earnings of $6.80 per share for the year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/726854/000072685423000008/0000726854-23-000008-index.htm
- Earnings Releases
  CITY HOLDING CO reported financial results for the fourth quarter ended December 31, 2022.
  - Period: the fourth quarter ended December 31, 2022
  - Result: reported results
  source text: On January 24, 2023, City Holding Company ("the Company") issued a news release, attached as Exhibit 99.1, announcing the Company's earnings results for the fourth quarter ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/726854/000072685423000008/0000726854-23-000008-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.