---
schema_version: "secwatch.filing_event.v1"
accession: "0000726854-23-000102"
form_type: "8-K"
ticker: "CHCO"
cik: "0000726854"
company_name: "CITY HOLDING CO"
filed_at: "2023-04-25T23:59:59+00:00"
generated_at: "2026-06-16T17:30:29.273445+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# City Holding Q1 net income $24.3M, EPS $1.63; includes $5.6M acquisition costs

## Summary
- Net income $24.3M, diluted EPS $1.63; after-tax drag of $0.40 from $5.6M Citizens acquisition costs and $2.0M credit loss on acquired loans.
- Net interest income $53.5M (+2.7% linked qtr); NIM expanded to 4.05% from 3.89%.
- Loans up $248.4M to $3.89B primarily from Citizens; organic loans declined $6.3M.
- Nonperforming assets stable at 0.17%; provision for credit losses $2.9M.
- Declared $0.65 dividend payable Apr 28; repurchased 218k shares at $92.10.

## SEC filing metadata
- accession: 0000726854-23-000102
- form_type: 8-K
- ticker: CHCO
- cik: 0000726854
- company_name: CITY HOLDING CO
- filed_at: 2023-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726854/000072685423000102/0000726854-23-000102-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726854/000072685423000102/chco-20230425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726854-23-000102
- JSON: https://secwatch.observer/filing/0000726854-23-000102.json
- Plain text: https://secwatch.observer/filing/0000726854-23-000102.txt

## Key facts
- Earnings Releases
  CITY HOLDING CO reported quarter ended March 31, 2023 results: net income $24.3 million, EPS $1.63 per share.
  - Period: quarter ended March 31, 2023
  - Net income: $24.3 million
  - EPS: $1.63 per share
  - Result: reported results
  source text: City Holding Company (“Company” or “City”) (NASDAQ:CHCO), a $6.2 billion bank holding company headquartered in Charleston, West Virginia, today announced quarterly net income of $24.3 million and diluted earnings of $1.63 per share for the quarter ended March 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/726854/000072685423000102/0000726854-23-000102-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.