{"schema_version":"secwatch.filing_event.v1","accession":"0000726854-23-000138","form_type":"8-K","ticker":"CHCO","cik":"0000726854","company_name":"CITY HOLDING CO","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.516079+00:00","generated_at":"2026-06-13T03:37:31.764261+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"City Holding posts record quarterly net income of $32.7M, EPS $2.16","bullets":["Net income $32.7M, diluted EPS $2.16; ROA 2.12%, return on tangible equity 27.4%.","Net interest income $55.5M (+3.8% QoQ); Citizens acquisition added $2.9M.","Non-interest income $20.3M vs $17.9M a year ago; BOLI benefit and trust fee growth.","Dividend of $0.65/share payable July 31; 269,000 shares repurchased at avg $88.93.","NPA ratio stable at 0.17%; loan-to-deposit ratio 78.2%; tangible equity $473M."],"urls":{"canonical":"https://secwatch.observer/filing/0000726854-23-000138","json":"https://secwatch.observer/filing/0000726854-23-000138.json","markdown":"https://secwatch.observer/filing/0000726854-23-000138.md","text":"https://secwatch.observer/filing/0000726854-23-000138.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/726854/000072685423000138/0000726854-23-000138-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/726854/000072685423000138/chco-20230725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:37:31.764261+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f170b22cd2e1848434878f39dfa405f09d00fe42","claim":"CITY HOLDING CO reported the quarter ended June 30, 2023 results: net income $32.7 million, EPS $2.16 per share.","evidence_excerpt":"City Holding Company (“Company” or “City”) (NASDAQ:CHCO), a $6.1 billion bank holding company headquartered in Charleston, West Virginia, today announced record quarterly net income of $32.7 million and diluted earnings of $2.16 per share for the quarter ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/726854/000072685423000138/0000726854-23-000138-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$32.7 million"},{"label":"EPS","value":"$2.16 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}