---
schema_version: "secwatch.filing_event.v1"
accession: "0000726854-23-000138"
form_type: "8-K"
ticker: "CHCO"
cik: "0000726854"
company_name: "CITY HOLDING CO"
filed_at: "2023-07-25T23:59:59+00:00"
generated_at: "2026-06-13T03:37:31.764261+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# City Holding posts record quarterly net income of $32.7M, EPS $2.16

## Summary
- Net income $32.7M, diluted EPS $2.16; ROA 2.12%, return on tangible equity 27.4%.
- Net interest income $55.5M (+3.8% QoQ); Citizens acquisition added $2.9M.
- Non-interest income $20.3M vs $17.9M a year ago; BOLI benefit and trust fee growth.
- Dividend of $0.65/share payable July 31; 269,000 shares repurchased at avg $88.93.
- NPA ratio stable at 0.17%; loan-to-deposit ratio 78.2%; tangible equity $473M.

## SEC filing metadata
- accession: 0000726854-23-000138
- form_type: 8-K
- ticker: CHCO
- cik: 0000726854
- company_name: CITY HOLDING CO
- filed_at: 2023-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726854/000072685423000138/0000726854-23-000138-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726854/000072685423000138/chco-20230725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726854-23-000138
- JSON: https://secwatch.observer/filing/0000726854-23-000138.json
- Plain text: https://secwatch.observer/filing/0000726854-23-000138.txt

## Key facts
- Earnings Releases
  CITY HOLDING CO reported the quarter ended June 30, 2023 results: net income $32.7 million, EPS $2.16 per share.
  - Period: the quarter ended June 30, 2023
  - Net income: $32.7 million
  - EPS: $2.16 per share
  - Result: reported results
  source text: City Holding Company (“Company” or “City”) (NASDAQ:CHCO), a $6.1 billion bank holding company headquartered in Charleston, West Virginia, today announced record quarterly net income of $32.7 million and diluted earnings of $2.16 per share for the quarter ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/726854/000072685423000138/0000726854-23-000138-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.