---
schema_version: "secwatch.filing_event.v1"
accession: "0000726854-23-000154"
form_type: "8-K"
ticker: "CHCO"
cik: "0000726854"
company_name: "CITY HOLDING CO"
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T15:12:05.535337+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# City Holding posts record Q3 net income $29.9M, EPS $1.98; raises dividend 10%

## Summary
- Record net income of $29.9M, diluted EPS $1.98; ROA 1.94%, ROE (tangible) 24.1%.
- Net interest margin increased to 4.03% from 4.00% in Q2; loan growth of $85.3M.
- Nonperforming assets ratio improved to 0.15%; provision for credit losses $0.2M.
- Quarterly dividend raised 10% to $0.715 per share, payable Oct 31.
- Repurchased 109,000 shares at $89.33; 220,000 remaining under repurchase plan.

## SEC filing metadata
- accession: 0000726854-23-000154
- form_type: 8-K
- ticker: CHCO
- cik: 0000726854
- company_name: CITY HOLDING CO
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726854/000072685423000154/0000726854-23-000154-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726854/000072685423000154/chco-20231024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726854-23-000154
- JSON: https://secwatch.observer/filing/0000726854-23-000154.json
- Plain text: https://secwatch.observer/filing/0000726854-23-000154.txt

## Key facts
- Earnings Releases
  CITY HOLDING CO reported third quarter ended September 30, 2023 results: net income $29.9 million, EPS $1.98 per share.
  - Period: third quarter ended September 30, 2023
  - Net income: $29.9 million
  - EPS: $1.98 per share
  - Result: reported results
  source text: today announced quarterly net income of $29.9 million and diluted earnings of $1.98 per share for the quarter ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/726854/000072685423000154/0000726854-23-000154-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.