{"schema_version":"secwatch.filing_event.v1","accession":"0000726854-24-000006","form_type":"8-K","ticker":"CHCO","cik":"0000726854","company_name":"CITY HOLDING CO","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.770741+00:00","generated_at":"2026-06-06T19:35:33.523815+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"City Holding reports record net income of $114.4M in 2023; diluted EPS $7.61","bullets":["Full-year 2023 net income $114.4M, diluted EPS $7.61 (record); ROA 1.87%, ROTE 23.8%.","Net interest income increased to $219.2M from $180.0M in 2022; net interest margin 4.01% vs 3.33%.","Completed acquisition of Citizens Commerce Bancshares; loans grew 13.2% including acquisition, 6.2% organic.","Nonperforming assets ratio 0.21% at year-end, up from 0.17% due to acquisition; provision $3.2M for year.","Dividend of $0.715 per share declared; repurchased 667,000 shares at avg $90.21 during 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000726854-24-000006","json":"https://secwatch.observer/filing/0000726854-24-000006.json","markdown":"https://secwatch.observer/filing/0000726854-24-000006.md","text":"https://secwatch.observer/filing/0000726854-24-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/726854/000072685424000006/0000726854-24-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/726854/000072685424000006/chco-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:35:33.523815+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e046a8bbb54c4c8e27b1dea36241579f63c18e16","claim":"CITY HOLDING CO reported the year ended December 31, 2023 results: net income $114.4 million, EPS $7.61 per share.","evidence_excerpt":"today announced record net income of $114.4 million and record diluted earnings of $7.61 per share for the year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/726854/000072685424000006/0000726854-24-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"$114.4 million"},{"label":"EPS","value":"$7.61 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}