---
schema_version: "secwatch.filing_event.v1"
accession: "0000726854-24-000199"
form_type: "8-K"
ticker: "CHCO"
cik: "0000726854"
company_name: "CITY HOLDING CO"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:45:23.024734+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# City Holding Q3 net income $29.8M ($2.02 EPS); dividend raised 10% to $0.79

## Summary
- Net income $29.8M, diluted EPS $2.02; ROA 1.87%, ROE 20.9%.
- Net interest income $55.6M (+1.8% QoQ); net interest margin steady at 3.87%.
- NPA ratio increased to 0.39% from 0.25%; $2.0M charge-off on a movie theater loan.
- Non-interest income $20.3M (+16.7% YoY); non-interest expenses $37.6M (+7.5% YoY).
- Quarterly dividend raised 10% to $0.79/share; leverage ratio 10.2%, CET1 16.0%.

## SEC filing metadata
- accession: 0000726854-24-000199
- form_type: 8-K
- ticker: CHCO
- cik: 0000726854
- company_name: CITY HOLDING CO
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726854/000072685424000199/0000726854-24-000199-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726854/000072685424000199/chco-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726854-24-000199
- JSON: https://secwatch.observer/filing/0000726854-24-000199.json
- Plain text: https://secwatch.observer/filing/0000726854-24-000199.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.