secwatch.observer — SEC 8-K summary
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Issuer:     CITY HOLDING CO (CHCO)
CIK:        0000726854
Form:       8-K
Filed at:   2025-01-23T23:59:59+00:00
Accession:  0000726854-25-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

City Holding reports record 2024 net income $117.1M, EPS $7.89
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- Record annual net income $117.1M, diluted EPS $7.89; ROA 1.85%, ROE 21.2%.
- Net interest margin compressed to 3.75% in Q4 2024 (from 3.87% Q3) on higher funding costs.
- Nonperforming assets rose to 0.35% of loans vs 0.21% year ago, driven by $2M charge-off on a commercial movie theater loan.
- Board declared $0.79 quarterly dividend payable Jan 31, 2025; repurchased 179K shares in 2024 at $100.24 avg.
- Loans grew $149M (+3.6%) to $4.27B; deposits up $210M (+4.3%) from Dec 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726854/000072685425000005/0000726854-25-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726854/000072685425000005/chco-20250123.htm
  HTML page:      https://secwatch.observer/filing/0000726854-25-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer