earnings
confidence high
sentiment positive
materiality 0.55
City Holding Q1 net income $30.3M, EPS $2.06; NIM expands to 3.84%
CITY HOLDING CO
2025-Q1 EPS reported
$2.06
- Net income $30.3M, diluted EPS $2.06; ROA 1.89%, ROTE 20.7%.
- Net interest margin improved to 3.84% from 3.75% in Q4 2024; net interest income up 0.4% to $55.8M.
- Nonperforming assets ratio 0.38% ($16.5M) vs 0.35% ($15.0M) at year-end; no provision for credit losses.
- Non-interest expenses up 4.8% to $37.6M; wealth management fee income up 10.6%.
- Declared quarterly dividend $0.79/share payable Apr 30; repurchased 80,600 shares at $117.42 avg.