{"schema_version":"secwatch.filing_event.v1","accession":"0000726854-25-000150","form_type":"8-K","ticker":"CHCO","cik":"0000726854","company_name":"CITY HOLDING CO","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.241785+00:00","generated_at":"2026-05-18T04:45:03.631313+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"City Holding posts record Q2 net income of $33.4M; EPS $2.29, ROA 2.03%","bullets":["Record quarterly net income of $33.4M; diluted EPS $2.29; return on assets 2.03%, return on tangible equity 22.7%.","Net interest margin expanded to 3.95% from 3.84% in Q1; net interest income increased 5.6% sequentially.","Credit quality improved: nonperforming assets ratio fell to 0.33% from 0.38%; recorded $2.0M recovery of credit losses.","Loans grew $53.4M (1.3%) to $4.34B; deposit mix core retail; tangible equity ratio 9.4%.","Repurchased 175k shares at $111.09; quarterly dividend $0.79 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000726854-25-000150","json":"https://secwatch.observer/filing/0000726854-25-000150.json","markdown":"https://secwatch.observer/filing/0000726854-25-000150.md","text":"https://secwatch.observer/filing/0000726854-25-000150.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/726854/000072685425000150/0000726854-25-000150-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/726854/000072685425000150/chco-20250722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:45:03.631313+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}