secwatch.observer — SEC 8-K summary
======================================

Issuer:     CITY HOLDING CO (CHCO)
CIK:        0000726854
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0000726854-26-000103
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

City Holding Q1 net income $31.7M ($2.20 EPS); NIM 3.97%, buyback authorized 1M shares
--------------------------------------------------------------------------------

- Net income $31.7M, diluted EPS $2.20; ROA 1.92%, ROE 19.3%.
- Net interest margin improved to 3.97% from 3.94% Q4 2025; net interest income $59.6M, down 1.6% sequentially.
- Nonperforming assets decreased to 0.27% of loans (from 0.32% at Dec 2025); provision for credit losses $0.6M.
- Board authorized up to 1M share buyback (~7% of outstanding); $0.87 dividend declared, payable Apr 30.
- Loans $4.50B, down 0.3% from Dec 2025; deposit balances increased $42.6M to quarter-end.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726854/000072685426000103/0000726854-26-000103-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726854/000072685426000103/chco-20260423.htm
  HTML page:      https://secwatch.observer/filing/0000726854-26-000103

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer