---
schema_version: "secwatch.filing_event.v1"
accession: "0000726854-26-000160"
form_type: "8-K"
ticker: "CHCO"
cik: "0000726854"
company_name: "CITY HOLDING CO"
filed_at: "2026-07-22T15:16:03+00:00"
generated_at: "2026-07-22T15:17:08.722428+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# City Holding Q2 net income $33.3M, diluted EPS $2.35, ROA 1.98%

## Summary
- Net income $33.3M, diluted EPS $2.35; ROA 1.98%, ROE 20.7%.
- Net interest margin stable at 3.97%; net interest income $60.8M, up 1.9% from Q1.
- Nonperforming assets ratio improved to 0.24% ($10.6M) from 0.27% ($12.2M) at March 31.
- Provision for credit losses $0.4M in Q2 vs recovery of $1.9M in Q2 2025.
- Dividend $0.87/share; repurchased 59,156 shares at $122.46; 926,000 shares remain under buyback plan.

## SEC filing metadata
- accession: 0000726854-26-000160
- form_type: 8-K
- ticker: CHCO
- cik: 0000726854
- company_name: CITY HOLDING CO
- filed_at: 2026-07-22T15:16:03+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726854/000072685426000160/0000726854-26-000160-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726854/000072685426000160/chco-20260722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726854-26-000160
- JSON: https://secwatch.observer/filing/0000726854-26-000160.json
- Plain text: https://secwatch.observer/filing/0000726854-26-000160.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.