{"schema_version":"secwatch.filing_event.v1","accession":"0000730708-22-000063","form_type":"8-K","ticker":"SBCF","cik":"0000730708","company_name":"SEACOAST BANKING CORP OF FLORIDA","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.395904+00:00","generated_at":"2026-06-23T00:25:19.469218+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Seacoast Q3 2022 net income $29.2M ($0.47 EPS); NIM expands 29 bps to 3.67%","bullets":["Net income $29.2M ($0.47 diluted EPS), down 11% QoQ on higher provision and Hurricane Ian impact; up 27% YoY.","Adjusted net income $32.8M ($0.53); adjusted pre-tax pre-provision earnings $49.0M, up 6% QoQ and 12% YoY.","Net interest margin expanded 29 bps to 3.67%; cost of deposits remains low at 9 bps.","Tangible common equity ratio 9.79%; tangible book value $15.98; loan-to-deposit ratio 76%.","Completed Apollo and Drummond acquisitions; all branches opened quickly after Hurricane Ian."],"urls":{"canonical":"https://secwatch.observer/filing/0000730708-22-000063","json":"https://secwatch.observer/filing/0000730708-22-000063.json","markdown":"https://secwatch.observer/filing/0000730708-22-000063.md","text":"https://secwatch.observer/filing/0000730708-22-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/730708/000073070822000063/0000730708-22-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/730708/000073070822000063/sbcf3q20228k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:25:19.469218+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"86efeeec33acb3ecc7cfc3f45d8e724487747843","claim":"SEACOAST BANKING CORP OF FLORIDA reported the quarter ended September 30, 2022 results: net income $29.2 million, EPS $0.47 per diluted share.","evidence_excerpt":"Seacoast Banking Corporation of Florida (“Seacoast” or the “Company”) (NASDAQ: SBCF) today reported net income in the third quarter of 2022 of $29.2 million, or $0.47 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/730708/000073070822000063/0000730708-22-000063-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"$29.2 million"},{"label":"EPS","value":"$0.47 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}