{"schema_version":"secwatch.filing_event.v1","accession":"0000730708-23-000003","form_type":"8-K","ticker":"SBCF","cik":"0000730708","company_name":"SEACOAST BANKING CORP OF FLORIDA","filed_at":"2023-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.924861+00:00","generated_at":"2026-06-20T07:32:27.210825+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Seacoast Q4 adj EPS $0.56, NIM +69bps to 4.36%, Apollo/Drummond deals closed","bullets":["GAAP net income $23.9M ($0.34 EPS) down 18% QoQ; adjusted net income $39.9M ($0.56 EPS) up 22% QoQ.","Net interest margin expanded 69 bps to 4.36%; adjusted PTPP earnings $66.6M, up 36% QoQ.","Completed acquisitions of Apollo Bancshares and Drummond Banking; expanded Florida footprint to six new markets.","Adjusted ROAT 1.36% (vs 1.27% QoQ); adjusted efficiency ratio improved to 51.52% from 53.28%.","Full year 2022 adj net income $136.1M ($2.12 EPS) up 1% YoY; GAAP net income $106.5M ($1.66 EPS) down 14%."],"urls":{"canonical":"https://secwatch.observer/filing/0000730708-23-000003","json":"https://secwatch.observer/filing/0000730708-23-000003.json","markdown":"https://secwatch.observer/filing/0000730708-23-000003.md","text":"https://secwatch.observer/filing/0000730708-23-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/730708/000073070823000003/0000730708-23-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/730708/000073070823000003/sbcf-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:32:27.210825+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b8413ea65affcbd862390bd2829facc39d013ce6","claim":"SEACOAST BANKING CORP OF FLORIDA reported financial results for the quarter and year ended December 31, 2022.","evidence_excerpt":"On January 26, 2023 , Seacoast Banking Corporation of Florida (“Seacoast” or the “Company”) announced its financial results for the quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/730708/000073070823000003/0000730708-23-000003-index.htm","confidence":0.7,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}