{"schema_version":"secwatch.filing_event.v1","accession":"0000730708-23-000010","form_type":"8-K","ticker":"SBCF","cik":"0000730708","company_name":"SEACOAST BANKING CORP OF FLORIDA","filed_at":"2023-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.925469+00:00","generated_at":"2026-06-19T14:52:23.819087+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Seacoast reports Q4 2022 NIM 4.36%; adjusted PTPP up 36%, loan growth 14% annualized","bullets":["Net interest margin expanded 69 bps to 4.36%; adjusted PTPP increased 36% to $66.6M.","Organic loan growth 14% annualized; cost of deposits remained low at 21 bps.","Completed Apollo Bancshares and Drummond Banking acquisitions on Oct 7, 2022; Professional Holding Corp deal closed Jan 31, 2023.","Wealth management AUM reached $1.4B, up 12% YoY.","Nonperforming loans only 0.35% of total loans; allowance for credit losses $113.9M (1.40% of loans)."],"urls":{"canonical":"https://secwatch.observer/filing/0000730708-23-000010","json":"https://secwatch.observer/filing/0000730708-23-000010.json","markdown":"https://secwatch.observer/filing/0000730708-23-000010.md","text":"https://secwatch.observer/filing/0000730708-23-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/730708/000073070823000010/0000730708-23-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/730708/000073070823000010/sbcf-20230214.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T14:52:23.819087+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}