{"schema_version":"secwatch.filing_event.v1","accession":"0000730708-23-000101","form_type":"8-K","ticker":"SBCF","cik":"0000730708","company_name":"SEACOAST BANKING CORP OF FLORIDA","filed_at":"2023-09-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.532723+00:00","generated_at":"2026-06-10T23:40:27.156949+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Seacoast Q2 net income $31.2M; workforce reduced ~5% in late July","bullets":["Net income $31.2M ($49.2M adjusted); ROTCE 12.08% (16.08% adjusted).","Total deposits stable at $12.3B; loans $10.1B, down $16M QoQ.","Workforce reduced ~5% in late July to improve efficiency.","NIM 3.86%, down 45bps QoQ on higher deposit costs and lower accretion.","Wealth AUM $1.6B, up 36% YoY; efficiency ratio 67.3% GAAP (56.4% adjusted)."],"urls":{"canonical":"https://secwatch.observer/filing/0000730708-23-000101","json":"https://secwatch.observer/filing/0000730708-23-000101.json","markdown":"https://secwatch.observer/filing/0000730708-23-000101.md","text":"https://secwatch.observer/filing/0000730708-23-000101.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/730708/000073070823000101/0000730708-23-000101-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/730708/000073070823000101/sbcf-20230905.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T23:40:27.156949+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}