---
schema_version: "secwatch.filing_event.v1"
accession: "0000730708-24-000158"
form_type: "8-K"
ticker: "SBCF"
cik: "0000730708"
company_name: "SEACOAST BANKING CORP OF FLORIDA"
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:29:58.551644+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Seacoast Q2 net income $0.36/shr; loan pipeline surges 46% QoQ to $834M

## Summary
- Net income of $30.2M ($0.36 diluted EPS); adjusted net income $30.3M ($0.36).
- Net interest income $104.7M; NIM 3.18%, down 6 bps QoQ but deposit costs stabilizing.
- Loan pipeline grew 46% QoQ to $834.4M; total loans $10.04B, up $60.5M from Q1.
- Cost of deposits 2.31%; Tier 1 capital ratio 14.8%; tangible book value per share $15.41.
- Wealth management AUM record $1.9B, up 12% YTD.

## SEC filing metadata
- accession: 0000730708-24-000158
- form_type: 8-K
- ticker: SBCF
- cik: 0000730708
- company_name: SEACOAST BANKING CORP OF FLORIDA
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/730708/000073070824000158/0000730708-24-000158-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/730708/000073070824000158/sbcf-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000730708-24-000158
- JSON: https://secwatch.observer/filing/0000730708-24-000158.json
- Plain text: https://secwatch.observer/filing/0000730708-24-000158.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.