---
schema_version: "secwatch.filing_event.v1"
accession: "0000730708-24-000209"
form_type: "8-K"
ticker: "SBCF"
cik: "0000730708"
company_name: "SEACOAST BANKING CORP OF FLORIDA"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:45:29.388349+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Seacoast Q3 net income $30.7M ($0.36 EPS); plans $5-10M hurricane provision

## Summary
- Net income $30.7M ($0.36 diluted EPS) vs $30.2M in Q2; loans grew 6.6% annualized to $10.2B.
- Tangible book value per share rose 20% annualized to $16.20; Tier 1 capital ratio 14.8%.
- Sold low-yield AFS securities (2.8%) for ~$8M pre-tax loss; reinvested $113M in agency MBS at 5.4%.
- Expects additional provision of $5-10M in Q4 2024 related to Hurricane Milton.

## SEC filing metadata
- accession: 0000730708-24-000209
- form_type: 8-K
- ticker: SBCF
- cik: 0000730708
- company_name: SEACOAST BANKING CORP OF FLORIDA
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/730708/000073070824000209/0000730708-24-000209-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/730708/000073070824000209/sbcf-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000730708-24-000209
- JSON: https://secwatch.observer/filing/0000730708-24-000209.json
- Plain text: https://secwatch.observer/filing/0000730708-24-000209.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.