---
schema_version: "secwatch.filing_event.v1"
accession: "0000730708-24-000214"
form_type: "8-K"
ticker: "SBCF"
cik: "0000730708"
company_name: "SEACOAST BANKING CORP OF FLORIDA"
filed_at: "2024-11-06T23:59:59+00:00"
generated_at: "2026-05-30T04:56:48.227269+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Seacoast reports Q3 2024 net income of $30.7M, TBVPS up 20% annualized

## Summary
- Net income $30.7M ($0.36 diluted EPS), increase of $0.4M from Q2 2024.
- Tangible book value per share rose 20% annualized to $16.20; Tier 1 capital ratio 14.8%.
- Net interest income $106.7M (+2% QoQ); NIM ex-accretion expanded 3 bps to 2.90%.
- Noninterest income $23.7M (+33% YoY); wealth AUM $2.0B (+26% YoY).
- Loans grew 6.6% annualized, pipeline $831M; customer deposits (ex-brokered) up 6.6% annualized.

## SEC filing metadata
- accession: 0000730708-24-000214
- form_type: 8-K
- ticker: SBCF
- cik: 0000730708
- company_name: SEACOAST BANKING CORP OF FLORIDA
- filed_at: 2024-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/730708/000073070824000214/0000730708-24-000214-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/730708/000073070824000214/sbcf-20241106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000730708-24-000214
- JSON: https://secwatch.observer/filing/0000730708-24-000214.json
- Plain text: https://secwatch.observer/filing/0000730708-24-000214.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
