{"schema_version":"secwatch.filing_event.v1","accession":"0000730708-25-000025","form_type":"8-K","ticker":"SBCF","cik":"0000730708","company_name":"SEACOAST BANKING CORP OF FLORIDA","filed_at":"2025-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.223452+00:00","generated_at":"2026-05-26T23:08:21.929000+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Seacoast Q4 2024 net income $34.1M ($0.40 EPS); adjusted EPS $0.48; NIM expands 22bp to 3.39%","bullets":["Net income $34.1M ($0.40 EPS); adjusted $40.6M ($0.48 EPS); both up QoQ.","Net interest income $115.8M (+9% QoQ); NIM expanded 22bp to 3.39%; cost of deposits down 26bp to 2.08%.","Adjusted noninterest income $25.5M (+8% QoQ); $8M pre-tax loss on securities repositioning reinvested at 5.4% yield.","Loans grew 3.7% annualized; record originations $903M; AUM $2.1B (+20% YoY).","Tangible book value $16.12 (+7% YoY); Tier 1 capital 14.8%; ROTCE 10.9% GAAP, 12.7% adjusted."],"urls":{"canonical":"https://secwatch.observer/filing/0000730708-25-000025","json":"https://secwatch.observer/filing/0000730708-25-000025.json","markdown":"https://secwatch.observer/filing/0000730708-25-000025.md","text":"https://secwatch.observer/filing/0000730708-25-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/730708/000073070825000025/0000730708-25-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/730708/000073070825000025/sbcf-20250212.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T23:08:21.929000+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}