Seacoast to acquire Heartland Bancshares for ~$110M, expects 7% EPS accretion in 2026

SEACOAST BANKING CORP OF FLORIDA

Total merger consideration ~$110M; per Heartland share: $147.10 cash or 4.9164 SBCF shares (value ~$141.96).
Heartland has $641M deposits, $161M loans as of Dec 31, 2024; operates four branches in Sebring, FL.
Transaction expected to close Q3 2025, subject to regulatory and Heartland shareholder approvals.
Accretive to Seacoast EPS ~7% in 2026; modest TBV dilution earned back in ~2.25 years.
Seacoast CEO Charles Shaffer cites strategic fit and growth in Central Florida.

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