---
schema_version: "secwatch.filing_event.v1"
accession: "0000730708-25-000152"
form_type: "8-K"
ticker: "SBCF"
cik: "0000730708"
company_name: "SEACOAST BANKING CORP OF FLORIDA"
filed_at: "2025-07-11T23:59:59+00:00"
generated_at: "2026-05-18T07:01:40.063980+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Seacoast completes $111.2M acquisition of Heartland Bancshares; enters Highlands County, FL

## Summary
- Effective July 11, 2025; Heartland shareholders received 50-50 cash/stock consideration of ~$111.2 million.
- Heartland had $665.9M in deposits and $156.6M in net loans as of March 31, 2025.
- Heartland held the leading deposit market share in Highlands County, Florida.
- Heartland National Bank merged into Seacoast National Bank; Seacoast is the surviving entity.
- Expands Seacoast's presence in Central Florida with a customer-focused franchise.

## SEC filing metadata
- accession: 0000730708-25-000152
- form_type: 8-K
- ticker: SBCF
- cik: 0000730708
- company_name: SEACOAST BANKING CORP OF FLORIDA
- filed_at: 2025-07-11T23:59:59+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/730708/000073070825000152/0000730708-25-000152-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/730708/000073070825000152/sbcf-20250711.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000730708-25-000152
- JSON: https://secwatch.observer/filing/0000730708-25-000152.json
- Plain text: https://secwatch.observer/filing/0000730708-25-000152.txt

## Key facts
- M&A Transactions
  SEACOAST BANKING CORP OF FLORIDA completed an acquisition involving Heartland Bancshares, Inc. for approximately $111.2 million (closed 2025-07-11).
  - Action: acquisition
  - Counterparty: Heartland Bancshares, Inc.
  - Consideration: approximately $111.2 million
  - Closing: 2025-07-11
  source text: institution. Under the terms of the merger agreement, Heartland shareholders received a 50-50 combination of cash and stock, with the final consideration of approximately $111.2 million. Heartland has had the leading deposit market share in Highlands County, Florida for many years, with deposits of approximately $665.9 million and total consolidated net loans of
  evidence_url: https://www.sec.gov/Archives/edgar/data/730708/000073070825000152/0000730708-25-000152-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.