{"schema_version":"secwatch.filing_event.v1","accession":"0000730708-25-000162","form_type":"8-K","ticker":"SBCF","cik":"0000730708","company_name":"SEACOAST BANKING CORP OF FLORIDA","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.252805+00:00","generated_at":"2026-05-18T02:52:26.276447+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Seacoast Q2 net income $0.50 EPS; NIM expands 10bps to 3.58%; loans grow 6.4% annualized","bullets":["Net income $42.7M ($0.50 diluted EPS); adjusted EPS $0.52; up 36% from Q1.","NIM expanded 10bps to 3.58%; net interest income $126.9M, up 7% QoQ.","Loans grew 6.4% annualized; pipelines robust at $920.9M; cost of deposits down 13bps to 1.80%.","Completed Heartland acquisition ($777M assets); Villages acquisition expected Q4 2025 ($4.1B assets).","Tangible book value $17.19, up 12% YoY; Tier 1 capital ratio 14.6%."],"urls":{"canonical":"https://secwatch.observer/filing/0000730708-25-000162","json":"https://secwatch.observer/filing/0000730708-25-000162.json","markdown":"https://secwatch.observer/filing/0000730708-25-000162.md","text":"https://secwatch.observer/filing/0000730708-25-000162.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/730708/000073070825000162/0000730708-25-000162-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/730708/000073070825000162/sbcf-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:52:26.276447+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}