{"schema_version":"secwatch.filing_event.v1","accession":"0000730708-25-000198","form_type":"8-K","ticker":"SBCF","cik":"0000730708","company_name":"SEACOAST BANKING CORP OF FLORIDA","filed_at":"2025-09-08T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.253282+00:00","generated_at":"2026-05-17T07:48:16.083761+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"SBCF targets ~24% EPS accretion from VBI deal; Q2 adj EPS $0.52, NIM expands","bullets":["Q2 2025 net income $42.7M ($0.50 diluted EPS); adjusted EPS $0.52; loans grew 6.4% annualized.","Acquisition of Villages Bancorp (Citizens First Bank) expected Q4 2025; adds $4.1B assets, $3.5B deposits, ~24% EPS accretion.","Completed Heartland Bancshares acquisition on July 11, 2025, adding ~$777M in assets and four branches.","Wealth management AUM $2.2B (+16% YoY); tangible book value per share $17.19 (+12% YoY).","Capital remains strong: Tier 1 ratio 14.6%, TCE/tangible assets 9.8%."],"urls":{"canonical":"https://secwatch.observer/filing/0000730708-25-000198","json":"https://secwatch.observer/filing/0000730708-25-000198.json","markdown":"https://secwatch.observer/filing/0000730708-25-000198.md","text":"https://secwatch.observer/filing/0000730708-25-000198.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/730708/000073070825000198/0000730708-25-000198-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/730708/000073070825000198/sbcf-20250903.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T07:48:16.083761+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}