---
schema_version: "secwatch.filing_event.v1"
accession: "0000730708-25-000204"
form_type: "8-K"
ticker: "SBCF"
cik: "0000730708"
company_name: "SEACOAST BANKING CORP OF FLORIDA"
filed_at: "2025-10-06T23:59:59+00:00"
generated_at: "2026-05-17T04:40:15.798956+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Seacoast completes $829M acquisition of Villages Bancorporation, expands into The Villages

## Summary
- Final consideration ~$829M; VBI shareholders received 25% cash, 75% stock per proration mechanism.
- VBI had 19 branches, ~$3.5B deposits, $1.3B loans as of June 30, 2025; >50% deposit share in Wildwood-The Villages MSA.
- Transaction effective Oct 1, 2025; Citizens First Bank merged into Seacoast National Bank.
- Entered amended Developer Support Agreement restricting new bank branches in The Villages to Seacoast/Citizens First.
- Issued Series A Non-Voting Preferred Stock to VBI shareholders exceeding 9.75% ownership cap.

## SEC filing metadata
- accession: 0000730708-25-000204
- form_type: 8-K
- ticker: SBCF
- cik: 0000730708
- company_name: SEACOAST BANKING CORP OF FLORIDA
- filed_at: 2025-10-06T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.01, 3.03, 5.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/730708/000073070825000204/0000730708-25-000204-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/730708/000073070825000204/sbcf-20251001.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000730708-25-000204
- JSON: https://secwatch.observer/filing/0000730708-25-000204.json
- Plain text: https://secwatch.observer/filing/0000730708-25-000204.txt

## Source-grounded claims
- claim_id: 5407951802028efdcf42aea34b73f2dd6b9a39d3
  claim: SEACOAST BANKING CORP OF FLORIDA: Filed Certificate of Designations to create Series A Non-Voting Preferred Stock, amending the Amended and Restated Articles of Incorporation (effective 2025-10-01).
  evidence_excerpt: the Company filed the Certificate of Designations with the Articles of Amendment filed with the Secretary of State of Florida to amend the Company’s Amended and Restated Articles of Incorporation on October 1, 2025
  evidence_url: https://www.sec.gov/Archives/edgar/data/730708/000073070825000204/0000730708-25-000204-index.htm
- claim_id: a0344793cd6400651edb9f5b534ffcb0634e5765
  claim: SEACOAST BANKING CORP OF FLORIDA completed an acquisition involving Villages Bancorporation, Inc. for approximately $829 million (closed 2025-10-01).
  evidence_excerpt: outstanding Seacoast common stock, non-voting convertible preferred stock was issued in lieu of the excess amount of common shares. The final consideration was approximately $829 million. The foregoing description of the Merger and the Merger Agreement does not purport to be complete and is qualified in its entirety by reference to the Merger Agreement, which is
  evidence_url: https://www.sec.gov/Archives/edgar/data/730708/000073070825000204/0000730708-25-000204-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.