{"schema_version":"secwatch.filing_event.v1","accession":"0000731766-24-000320","form_type":"8-K","ticker":"UNH","cik":"0000731766","company_name":"UNITEDHEALTH GROUP INC","filed_at":"2024-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.939389+00:00","generated_at":"2026-05-30T15:02:29.703888+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"UnitedHealth Q3 revenue $100.8B (+9.2% YoY); adj EPS $7.15; MCR 85.2% vs 82.3%","bullets":["GAAP EPS $6.51 includes $0.28 direct cyberattack response costs; adjusted EPS $7.15 includes $0.12 business disruption.","Medical care ratio 85.2% vs 82.3% YoY due to CMS funding cuts, reserve development effects, and mix changes.","UnitedHealthcare revenue $74.9B (+$5B YoY); commercial members grew 2.4M YTD to 29.7M.","Optum revenue $63.9B (+$7.2B YoY); adjusted operating earnings $4.8B, including $135M Change Healthcare disruption.","FY2024 adjusted net earnings guidance reaffirmed at $27.50-$27.75; GAAP guidance $15.50-$15.75 reflects cyber impacts."],"urls":{"canonical":"https://secwatch.observer/filing/0000731766-24-000320","json":"https://secwatch.observer/filing/0000731766-24-000320.json","markdown":"https://secwatch.observer/filing/0000731766-24-000320.md","text":"https://secwatch.observer/filing/0000731766-24-000320.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731766/000073176624000320/0000731766-24-000320-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731766/000073176624000320/unh-20241015.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T15:02:29.703888+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}