secwatch.observer — SEC 8-K summary
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Issuer:     UNITEDHEALTH GROUP INC (UNH)
CIK:        0000731766
Form:       8-K
Filed at:   2024-10-15T23:59:59+00:00
Accession:  0000731766-24-000320
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

UnitedHealth Q3 revenue $100.8B (+9.2% YoY); adj EPS $7.15; MCR 85.2% vs 82.3%
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- GAAP EPS $6.51 includes $0.28 direct cyberattack response costs; adjusted EPS $7.15 includes $0.12 business disruption.
- Medical care ratio 85.2% vs 82.3% YoY due to CMS funding cuts, reserve development effects, and mix changes.
- UnitedHealthcare revenue $74.9B (+$5B YoY); commercial members grew 2.4M YTD to 29.7M.
- Optum revenue $63.9B (+$7.2B YoY); adjusted operating earnings $4.8B, including $135M Change Healthcare disruption.
- FY2024 adjusted net earnings guidance reaffirmed at $27.50-$27.75; GAAP guidance $15.50-$15.75 reflects cyber impacts.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731766/000073176624000320/0000731766-24-000320-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731766/000073176624000320/unh-20241015.htm
  HTML page:      https://secwatch.observer/filing/0000731766-24-000320

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer