{"schema_version":"secwatch.filing_event.v1","accession":"0000731766-25-000123","form_type":"8-K","ticker":"UNH","cik":"0000731766","company_name":"UNITEDHEALTH GROUP INC","filed_at":"2025-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.126649+00:00","generated_at":"2026-05-23T12:41:06.468441+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"UnitedHealth Q1 adj EPS $7.20 misses; revises FY2025 guidance down to $26-$26.50 adj EPS","bullets":["Q1 EPS $6.85 ($7.20 adjusted); revenues $109.6B, up $9.8B YoY.","Medical care ratio 84.8% vs 84.3% YoY; no favorable reserve development in Q1.","Revised FY2025 net earnings guidance $24.65-$25.15; adjusted $26-$26.50 per share.","Cites heightened Medicare Advantage care activity and Optum Health member profile changes.","UnitedHealthcare served 780k additional consumers YTD; Optum Health expects 650k new value-based care patients in 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000731766-25-000123","json":"https://secwatch.observer/filing/0000731766-25-000123.json","markdown":"https://secwatch.observer/filing/0000731766-25-000123.md","text":"https://secwatch.observer/filing/0000731766-25-000123.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731766/000073176625000123/0000731766-25-000123-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731766/000073176625000123/unh-20250417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T12:41:06.468441+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}