earnings
confidence high
sentiment neutral
materiality 0.85
UnitedHealth Q3 EPS $2.59 ($2.92 adj); rev $113.2B +12%; raises FY25 outlook to ≥$16.25 adj
UNITEDHEALTH GROUP INC
2025-Q3 EPS
reported $13.21
vs consensus $2.82
▲ beat
(+368.1%)
- GAAP EPS $2.59, adjusted EPS $2.92; net margin 2.1% vs 6.0% a year ago.
- Revenue $113.2B (+12% YoY); medical care ratio 89.9%, in line with prior quarter guidance.
- Raised FY2025 outlook: GAAP EPS ≥$14.90, adjusted EPS ≥$16.25.
- UnitedHealthcare revenue $87.1B (+16% YoY); Optum revenue $69.2B (+8% YoY).
- Cash from operations $5.9B (2.3x net income); debt-to-capital 44.1%.