UNH 2025 rev $447.6B (+12%), adj EPS $16.35; 2026 outlook adj EPS >$17.75

UNITEDHEALTH GROUP INC

2025-FY EPS reported $13.23 vs consensus $2.12 ▲ beat (+523.4%)

Full year 2025 GAAP EPS $13.23, adjusted EPS $16.35 (down from 2024); Q4 adjusted EPS $2.11 vs $0.01 GAAP.
Revenue grew 12% YoY to $447.6B; operating earnings $19.0B included $2.8B pre-tax charge for cyber, divestitures, restructuring.
Medical care ratio 89.1% (adj 88.9%), up 340 bps YoY due to Medicare funding cuts, IRA impact, and medical cost trends.
2026 outlook: Revenue >$439B, GAAP EPS >$17.10, adj EPS >$17.75, cash flows >$18B reflecting margin improvement.
UnitedHealthcare rev $344.9B (+16%); Optum rev $270.6B (+7%); cash flows from operations $19.7B (1.5x net income).

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.