---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-23-000051"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2023-07-20T23:59:59+00:00"
generated_at: "2026-06-13T05:56:19.804543+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q2 EPS $0.61, down 28% YoY; deposits grow 3.8% linked-quarter

## Summary
- Net income available to common $12.8M ($0.61 diluted EPS) vs $15.4M ($0.73) Q1 2023 and $14.4M ($0.85) Q2 2022.
- Total deposits $4.9B, up $178.9M (3.8%) from Q1; adjusted uninsured deposits ~19.6% of total.
- Loans (ex-syndicated & PPP) $4.3B, up $166.1M (4.0%) linked-quarter; nonperforming assets 0.43% of assets.
- No short-term FHLB borrowings at quarter-end; liquidity sources 2.4x adjusted uninsured deposits.
- Pre-provision net revenue $19.6M, down from $21.7M Q1 and $21.8M year-ago, on higher deposit costs.

## SEC filing metadata
- accession: 0000736772-23-000051
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2023-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677223000051/0000736772-23-000051-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677223000051/ccne-20230720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-23-000051
- JSON: https://secwatch.observer/filing/0000736772-23-000051.json
- Plain text: https://secwatch.observer/filing/0000736772-23-000051.txt

## Key facts
- Earnings Releases
  CNB FINANCIAL CORP/PA reported financial results for the three and six months ended June 30, 2023.
  - Period: the three and six months ended June 30, 2023
  - Result: reported results
  source text: CNB Financial Corporation (NASDAQ: CCNE), the parent company of CNB Bank, issued a press release describing its results of operations for the three and six months ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/736772/000073677223000051/0000736772-23-000051-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.