---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-24-000005"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2024-01-23T23:59:59+00:00"
generated_at: "2026-06-06T20:19:30.585627+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q4 EPS $0.62, down 11% YoY; full-year EPS $2.55 vs $3.26

## Summary
- Net income available to common shareholders $12.9M ($0.62 diluted EPS) vs $14.8M ($0.70) Q4 2022; full year $53.7M ($2.55) vs $58.9M ($3.26).
- Deposits $5.0B, down 0.08% QoQ but up 8.14% YoY; adjusted uninsured deposits 18.37% of total.
- Nonperforming assets $31.8M (0.55% of assets) vs $29.3M (0.51%) prior quarter, driven by one C&I relationship.
- Pre-provision net revenue $18.4M for Q4 vs $22.8M a year ago, reflecting higher deposit costs and technology investments.
- Repurchased 326,459 shares at $20.08 avg during 2023; no FHLB or BTFP borrowings outstanding.

## SEC filing metadata
- accession: 0000736772-24-000005
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2024-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677224000005/0000736772-24-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677224000005/ccne-20240123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-24-000005
- JSON: https://secwatch.observer/filing/0000736772-24-000005.json
- Plain text: https://secwatch.observer/filing/0000736772-24-000005.txt

## Key facts
- Earnings Releases
  CNB FINANCIAL CORP/PA reported the three and twelve months ended December 31, 2023 results: net income Net income available to common shareholders ("earnings") was $12.9 million, or $0.62 per diluted share, for the three mo, EPS $0.62 per diluted share.
  - Period: the three and twelve months ended December 31, 2023
  - Net income: Net income available to common shareholders ("earnings") was $12.9 million, or $0.62 per diluted share, for the three mo
  - EPS: $0.62 per diluted share
  - Result: reported results
  source text: On January 23, 2024, CNB Financial Corporation (NASDAQ: CCNE), the parent company of CNB Bank, issued a press release describing its results of operations for the three and twelve months ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/736772/000073677224000005/0000736772-24-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.