---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-24-000073"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2024-07-18T23:59:59+00:00"
generated_at: "2026-05-31T19:57:59.007268+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q2 EPS $0.56 vs $0.61 YoY; net income down to $11.9M

## Summary
- Net income available to common $11.9M ($0.56 diluted EPS) vs $12.8M ($0.61) in Q2 2023 on higher deposit costs.
- Six-month earnings $23.4M ($1.11) vs $28.2M ($1.33) YoY; pre-provision net revenue $35.3M vs $41.3M.
- Loans ex-syndicated $4.4B (+1.68% linked quarter); deposits $5.1B (+1.45% linked quarter).
- Nonperforming assets $36.5M (0.62% of assets) vs $30.7M (0.53%) at March 31; net charge-offs $2.8M vs $1.3M in Q1.
- Pre-tax net unrealized losses on securities $84.1M (14.33% of equity); no short-term FHLB or Discount Window borrowings.

## SEC filing metadata
- accession: 0000736772-24-000073
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2024-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677224000073/0000736772-24-000073-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677224000073/ccne-20240718.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-24-000073
- JSON: https://secwatch.observer/filing/0000736772-24-000073.json
- Plain text: https://secwatch.observer/filing/0000736772-24-000073.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.