---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-24-000098"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2024-10-21T23:59:59+00:00"
generated_at: "2026-05-30T12:38:25.761078+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q3 net income $12.9M ($0.61 EPS), loans grow 2.2% QoQ, deposits up 2.1%

## Summary
- Net income $12.9M ($0.61 diluted EPS) vs. $11.9M ($0.56) in Q2 2024 and $12.7M ($0.60) in Q3 2023.
- Loans (ex-syndicated) reached $4.5B, up 2.18% QoQ (8.69% annualized); deposits $5.2B, up 2.08% QoQ (8.26% annualized).
- Repositioned $185M brokered deposits to CDs at lower rates, saving ~$2.5M in annual interest expense.
- Nonperforming assets rose to $42.0M (0.70% of assets) from $36.5M (0.62%) due to one $7.9M commercial relationship with $2.2M specific reserve.
- Pre-tax net unrealized losses on securities improved to $62.5M (10.30% of equity) from $84.1M (14.33%) at June 30, 2024.

## SEC filing metadata
- accession: 0000736772-24-000098
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2024-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677224000098/0000736772-24-000098-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677224000098/ccne-20241021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-24-000098
- JSON: https://secwatch.observer/filing/0000736772-24-000098.json
- Plain text: https://secwatch.observer/filing/0000736772-24-000098.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.