---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-25-000005"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2025-01-28T23:59:59+00:00"
generated_at: "2026-05-27T08:45:54.963315+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q4 earnings $0.66/sh, up YoY; NPAs rise to 0.96% of assets

## Summary
- Q4 2024 net income $14.0M ($0.66 diluted EPS) vs $12.9M ($0.61) in Q3 and $12.9M ($0.62) in Q4 2023.
- Full-year 2024 EPS $2.39, down from $2.55 in 2023; deposit costs rose significantly year-over-year.
- Nonperforming assets $59.5M (0.96% of assets) at Dec 31, up from $42.0M (0.70%) at Sep 30, driven by a $20.4M commercial multifamily loan.
- Loans (ex-syndicated) $4.5B, up 3.88% YoY; deposits $5.4B, up 7.45% YoY.
- Pre-provision net revenue (non-GAAP) $21.6M in Q4, vs $19.7M in Q3 and $18.4M in Q4 2023.

## SEC filing metadata
- accession: 0000736772-25-000005
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2025-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677225000005/0000736772-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677225000005/ccne-20250128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-25-000005
- JSON: https://secwatch.observer/filing/0000736772-25-000005.json
- Plain text: https://secwatch.observer/filing/0000736772-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.