---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-25-000156"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:45:01.442589+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q2 2025 EPS $0.61; adjusted EPS $0.63, NIM expands to 3.60%

## Summary
- Net income available to common shareholders $12.9M ($0.61 diluted EPS); adjusted (ex-merger costs) $13.2M ($0.63), up 11.3% from Q1.
- Net interest margin 3.60% vs 3.38% Q1; loans ex-syndicated $4.7B, up 2.50% QoQ (10.04% annualized).
- Total deposits $5.5B, up $7M; excluding $77.7M high-cost muni exits, core deposits grew $84.7M (1.55%).
- Nonperforming assets fell to $30.4M (0.48% of assets) from $56.1M (0.89%) due to $24.1M NPA resolution; net charge-offs $3.3M (0.28% annualized).
- Pre-tax unrealized securities loss improved to $55.6M (8.73% of equity) from $61.7M (9.88%); no FHLB/FRB borrowings.

## SEC filing metadata
- accession: 0000736772-25-000156
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677225000156/0000736772-25-000156-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677225000156/ccne-20250722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-25-000156
- JSON: https://secwatch.observer/filing/0000736772-25-000156.json
- Plain text: https://secwatch.observer/filing/0000736772-25-000156.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.