secwatch.observer — SEC 8-K summary
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Issuer:     CNB FINANCIAL CORP/PA (CCNE)
CIK:        0000736772
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0000736772-25-000156
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CNB Financial Q2 2025 EPS $0.61; adjusted EPS $0.63, NIM expands to 3.60%
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- Net income available to common shareholders $12.9M ($0.61 diluted EPS); adjusted (ex-merger costs) $13.2M ($0.63), up 11.3% from Q1.
- Net interest margin 3.60% vs 3.38% Q1; loans ex-syndicated $4.7B, up 2.50% QoQ (10.04% annualized).
- Total deposits $5.5B, up $7M; excluding $77.7M high-cost muni exits, core deposits grew $84.7M (1.55%).
- Nonperforming assets fell to $30.4M (0.48% of assets) from $56.1M (0.89%) due to $24.1M NPA resolution; net charge-offs $3.3M (0.28% annualized).
- Pre-tax unrealized securities loss improved to $55.6M (8.73% of equity) from $61.7M (9.88%); no FHLB/FRB borrowings.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/736772/000073677225000156/0000736772-25-000156-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/736772/000073677225000156/ccne-20250722.htm
  HTML page:      https://secwatch.observer/filing/0000736772-25-000156

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