secwatch.observer — SEC 8-K summary
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Issuer:     CNB FINANCIAL CORP/PA (CCNE)
CIK:        0000736772
Form:       8-K
Filed at:   2025-10-30T23:59:59+00:00
Accession:  0000736772-25-000196
Event type: earnings
Sentiment:  neutral
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CNB Financial reports Q3 GAAP EPS $0.22; adjusted EPS $0.82; completes ESSA acquisition
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- Net income available to common shareholders of $6.0M ($0.22 diluted EPS) vs $12.9M ($0.61) in Q2 2025; adjusted earnings $22.5M ($0.82), up 70% from Q2.
- Completed ESSA Bancorp acquisition on July 23, adding $2.1B in assets ($1.7B loans) and 20 branches in Northeastern Pennsylvania.
- Organic loan growth of $90.8M (1.95% or 7.74% annualized) excluding acquired loans; total loans $6.4B as of Sept 30.
- Net interest margin improved to 3.69% from 3.60% in Q2 2025, including $3.4M purchase accounting loan accretion.
- Nonperforming assets $40.4M (0.49% of assets), up $10.6M primarily from acquired ESSA loans; net charge-offs low at 0.06% annualized.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/736772/000073677225000196/0000736772-25-000196-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/736772/000073677225000196/ccne-20251030.htm
  HTML page:      https://secwatch.observer/filing/0000736772-25-000196

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer