---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-26-000009"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2026-01-27T23:59:59+00:00"
generated_at: "2026-05-16T07:42:17.855055+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q4 net income $32.6M ($1.10 EPS); adjusted EPS $0.87, up 6% QoQ

## Summary
- Net income $32.6M ($1.10 diluted EPS) vs $6.0M ($0.22) in Q3 2025 and $14.0M ($0.66) in Q4 2024.
- Adjusted earnings (non-GAAP) $25.8M ($0.87 diluted EPS), up 14.7% from $22.5M ($0.82) in Q3 2025.
- Organic loan growth $26.6M (1.65% annualized) in Q4; full-year organic loan growth $218.8M (4.83%).
- Organic deposit growth $122.1M (8.75% annualized) in Q4; full-year organic deposit growth $288.1M (5.36%).
- Net interest margin 3.84% vs 3.69% prior quarter; nonperforming assets 0.50% of total assets.

## SEC filing metadata
- accession: 0000736772-26-000009
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2026-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677226000009/0000736772-26-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677226000009/ccne-20260127.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-26-000009
- JSON: https://secwatch.observer/filing/0000736772-26-000009.json
- Plain text: https://secwatch.observer/filing/0000736772-26-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.