---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-26-000046"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2026-04-20T23:59:59+00:00"
generated_at: "2026-05-15T05:25:02.483694+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q1 net income $26.0M ($0.88 EPS) vs $10.4M a year ago

## Summary
- Diluted EPS $0.88 vs $1.10 in Q4 2025 (reported) and $0.50 in Q1 2025; adjusted Q4 EPS was $0.87.
- Loans ex-syndications $6.4B, down 1.41% sequentially due to higher CRE prepayments; deposits grew 1.62% to $7.1B.
- Net interest margin 3.83% (FTE 3.84%), flat QoQ; purchase accounting loan accretion $3.0M in Q1.
- Nonperforming assets $49.2M (0.58% of assets) vs $42.2M (0.50%) at Dec. 31, 2025; net charge-offs 0.06% annualized.
- Tangible book value per share rose to $23.97 from adjusted $23.88 at Dec. 31, 2025.

## SEC filing metadata
- accession: 0000736772-26-000046
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2026-04-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677226000046/0000736772-26-000046-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677226000046/ccne-20260420.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-26-000046
- JSON: https://secwatch.observer/filing/0000736772-26-000046.json
- Plain text: https://secwatch.observer/filing/0000736772-26-000046.txt

## Key facts
- Earnings Releases
  CNB FINANCIAL CORP/PA reported the three months ended March 31, 2026 results: net income $26.0 million, EPS $0.88 per diluted share.
  - Period: the three months ended March 31, 2026
  - Net income: $26.0 million
  - EPS: $0.88 per diluted share
  - Result: reported results
  source text: CNB Bank, today announced its earnings for the three months ended March 31, 2026. Key Financial Trends • Earnings - Net income available to common shareholders ("earnings") was $26.0 million, or $0.88 per diluted share, for the three months ended March 31, 2026, compared to $32.6 million, or $1.10 per diluted share, for the three months ended December 31, 2025, and
  evidence_url: https://www.sec.gov/Archives/edgar/data/736772/000073677226000046/0000736772-26-000046-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.