---
schema_version: "secwatch.filing_event.v1"
accession: "0000736772-26-000091"
form_type: "8-K"
ticker: "CCNE"
cik: "0000736772"
company_name: "CNB FINANCIAL CORP/PA"
filed_at: "2026-10-21T20:14:09+00:00"
generated_at: "2026-10-21T20:16:06.548874+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# CNB Financial Q3 2026 net income $27.0M, $0.91 EPS, up from $0.69 a year ago

## Summary
- Net income available to common shareholders $27.0M, or $0.91 diluted EPS, vs $18.9M/$0.69 in Q3 2025; up $0.09/share vs $0.82 adjusted EPS a year ago.
- Organic loans (excluding $124.1M syndicated) $6.5B, up $76.5M, or 4.73% annualized, from June 30 on commercial and residential real estate growth.
- Deposits $7.0B, down $32.6M (0.46%); excluding the $76.1M exit of higher-cost corporate deposits at 3.69%, deposits rose $43.5M, or 2.44% annualized.
- Net interest margin 3.89% vs 3.88% in Q2; includes $2.7M of purchase-accounting loan accretion, down from $4.8M in Q2.
- Nonperforming assets $56.9M (0.68% of assets); net charge-offs $2.4M (0.14% annualized) including $1.6M on one C&I relationship; TBV/share $24.87.

## SEC filing metadata
- accession: 0000736772-26-000091
- form_type: 8-K
- ticker: CCNE
- cik: 0000736772
- company_name: CNB FINANCIAL CORP/PA
- filed_at: 2026-10-21T20:14:09+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/736772/000073677226000091/0000736772-26-000091-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/736772/000073677226000091/ccne-20261021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000736772-26-000091
- JSON: https://secwatch.observer/filing/0000736772-26-000091.json
- Plain text: https://secwatch.observer/filing/0000736772-26-000091.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.