{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-22-000048","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2022-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.531823+00:00","generated_at":"2026-06-26T05:11:04.662164+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Washington Trust Q1 net income $16.5M ($0.94/diluted), down from Q4 2021 $20.2M ($1.15)","bullets":["Net interest income $35.1M, down 7% linked-quarter; net interest margin 2.57%, down 14 bps.","Wealth management revenues reached a quarterly high of $10.5M; AUA $7.5B, down 4% from year-end.","Total loans (ex-PPP) at all-time high $4.3B, up 1% linked-quarter; in-market deposits record $4.7B, up 6%.","Modest $100K provision for credit losses (charge) vs $2.8M release in Q4; nonaccrual loans improved to 0.29%.","Quarterly dividend $0.54 per share, paid April 8; capital ratios exceed well-capitalized minimums."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-22-000048","json":"https://secwatch.observer/filing/0000737468-22-000048.json","markdown":"https://secwatch.observer/filing/0000737468-22-000048.md","text":"https://secwatch.observer/filing/0000737468-22-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746822000048/0000737468-22-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746822000048/wash-20220425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T05:11:04.662164+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}