---
schema_version: "secwatch.filing_event.v1"
accession: "0000737468-22-000084"
form_type: "8-K"
ticker: "WASH"
cik: "0000737468"
company_name: "WASHINGTON TRUST BANCORP INC"
filed_at: "2022-07-25T23:59:59+00:00"
generated_at: "2026-06-24T09:21:48.358328+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Washington Trust Q2 net income $20.0M ($1.14 EPS), up from $16.5M; net interest income +7%

## Summary
- Net income $20.0M, diluted EPS $1.14, compared $16.5M, $0.94 in prior quarter.
- Net interest income $37.5M, up $2.4M (7%) linked quarter; net interest margin 2.71%.
- Noninterest income $15.9M, down $1.3M (8%) due to lower mortgage banking ($2.1M, -41%).
- Loans ex-PPP at all-time high $4.5B, up 5% linked quarter; in-market deposits down 4%.
- Negative $3.0M provision for credit losses; asset quality strong, nonaccrual 0.28%.

## SEC filing metadata
- accession: 0000737468-22-000084
- form_type: 8-K
- ticker: WASH
- cik: 0000737468
- company_name: WASHINGTON TRUST BANCORP INC
- filed_at: 2022-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737468/000073746822000084/0000737468-22-000084-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737468/000073746822000084/wash-20220725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737468-22-000084
- JSON: https://secwatch.observer/filing/0000737468-22-000084.json
- Plain text: https://secwatch.observer/filing/0000737468-22-000084.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.