{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-22-000090","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2022-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.413830+00:00","generated_at":"2026-06-23T01:46:28.341249+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Washington Trust Q3 net income $18.7M ($1.08 EPS); NII record $42.0M, loans $4.8B","bullets":["Net income $18.7M ($1.08 diluted EPS) vs $20.0M ($1.14) in Q2; ROAE 15.16%, ROAA 1.19%.","Net interest income record $42.0M (+12% QoQ); net interest margin 2.82% (+11 bps).","Total loans all-time high $4.8B (+$369M, 8% QoQ); commercial +$186M, residential +$178M.","Wealth management AUA fell 5% to $6.3B; four client-facing advisors resigned, risk of further outflows.","Provision for credit losses $800K vs negative $3.0M benefit in Q2; nonaccrual loans 0.25% of total."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-22-000090","json":"https://secwatch.observer/filing/0000737468-22-000090.json","markdown":"https://secwatch.observer/filing/0000737468-22-000090.md","text":"https://secwatch.observer/filing/0000737468-22-000090.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746822000090/0000737468-22-000090-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746822000090/wash-20221024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:46:28.341249+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}