---
schema_version: "secwatch.filing_event.v1"
accession: "0000737468-22-000090"
form_type: "8-K"
ticker: "WASH"
cik: "0000737468"
company_name: "WASHINGTON TRUST BANCORP INC"
filed_at: "2022-10-24T23:59:59+00:00"
generated_at: "2026-06-23T01:46:28.341249+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Washington Trust Q3 net income $18.7M ($1.08 EPS); NII record $42.0M, loans $4.8B

## Summary
- Net income $18.7M ($1.08 diluted EPS) vs $20.0M ($1.14) in Q2; ROAE 15.16%, ROAA 1.19%.
- Net interest income record $42.0M (+12% QoQ); net interest margin 2.82% (+11 bps).
- Total loans all-time high $4.8B (+$369M, 8% QoQ); commercial +$186M, residential +$178M.
- Wealth management AUA fell 5% to $6.3B; four client-facing advisors resigned, risk of further outflows.
- Provision for credit losses $800K vs negative $3.0M benefit in Q2; nonaccrual loans 0.25% of total.

## SEC filing metadata
- accession: 0000737468-22-000090
- form_type: 8-K
- ticker: WASH
- cik: 0000737468
- company_name: WASHINGTON TRUST BANCORP INC
- filed_at: 2022-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737468/000073746822000090/0000737468-22-000090-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737468/000073746822000090/wash-20221024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737468-22-000090
- JSON: https://secwatch.observer/filing/0000737468-22-000090.json
- Plain text: https://secwatch.observer/filing/0000737468-22-000090.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.