{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-25-000003","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2025-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.237764+00:00","generated_at":"2026-05-27T07:38:18.142836+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Washington Trust reports Q4 2024 net loss of $60.8M due to balance sheet repositioning","bullets":["Net loss of $60.8M ($3.46 loss per diluted share); adjusted net income $10.4M ($0.59).","Sold $409M securities and committed to sell $345M loans; pre-tax loss of $93.9M.","Completed equity offering of 2.2M shares at $34/share, raising $70.5M net.","Net interest margin improved to 1.95% from 1.85% in Q3 2024.","In-market deposits stable at $4.8B; total loans declined 7% to $5.1B."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-25-000003","json":"https://secwatch.observer/filing/0000737468-25-000003.json","markdown":"https://secwatch.observer/filing/0000737468-25-000003.md","text":"https://secwatch.observer/filing/0000737468-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000003/0000737468-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000003/wash-20250129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T07:38:18.142836+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}