{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-25-000019","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2025-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.132752+00:00","generated_at":"2026-05-23T10:47:25.848225+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Washington Trust Q1 net income $12.2M ($0.63 EPS); NIM expands 34 bps to 2.29%","bullets":["Adjusted EPS $0.61 excludes $7.0M gain on sale-leaseback and $6.4M pension settlement charge.","Net interest margin rose 34 bps to 2.29% from balance sheet repositioning; net interest income up 11% QoQ.","In-market deposits up 4% to $5.0B; wholesale brokered deposits decreased 91% to $27M.","Mortgage banking revenues fell 19% QoQ to $2.3M; loans sold down 33%.","Total risk-based capital ratio 13.13%, well above well-capitalized; book value $27.06, up 4%."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-25-000019","json":"https://secwatch.observer/filing/0000737468-25-000019.json","markdown":"https://secwatch.observer/filing/0000737468-25-000019.md","text":"https://secwatch.observer/filing/0000737468-25-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000019/0000737468-25-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000019/wash-20250421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T10:47:25.848225+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}